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Archive for March, 2011

Child Health Care in Bangladesh

March 31st, 2011 No comments

The greatest sacrifice a country ravaged by poverty are children. Bangladesh has a dismal record when it came to children’s health. Most children in the country, particularly in rural areas suffer from acute malnutrition. The problem is serious as Bangladesh is one of the most densely populated in the world with almost 1,000 inhabitants per square kilometer. Although it is clear progress in the past 15 years, the health of children in Bangladesh as one of the most serious described in South Asia.

According to the latest UNICEF report, the mortality rate among children under five years, an alarming 94 deaths per 1,000 live births. Malnutrition, pneumonia, diarrhea, malaria, measles, are violations of high infant mortality in the country. Almost half of all children under five are underweight or stunted either. Health care facilities for poor children in the country means that most of these children are not immunized by exposure to risks of potentially fatal diseases.

There is a lack of awareness among women folk in the country on basic questions persist regarding the health of children is another important reason that the high mortality rate in children. Some areas where more attention should be focused are:

1. Educate the women folk on the basis provides the health care of the child, things like the importance of breastfeeding. This is a very difficult in view of the high illiteracy rate country. Read more…

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Creating a Moral Hazard With Health Care Reform

March 29th, 2011 No comments

The debate on health reform has come and gone, at least the part that led to the adoption of patient safety and affordable care record. Many debates and legal challenges continue in the foreseeable future. Some of it is moral hazard by the new law, something that obviously should be centered behind the legislature created.

The term “moral hazard” everyone should trust, who has studied economics. It is covered in many courses in part in the examination of financial instruments such as insurance. One of the simplest examples for the creation of moral hazard is fire insurance. A fire insurance, more than the value of a structure would pay no circumstances would create an incentive to burn the structure for-profit, creating a moral hazard. Another example would be a policy of life insurance that would pay very high, regardless of the cause of death, an incentive for a person broke and discouraged to commit suicide for their families to obtain insurance benefits are important. Insurance companies try to minimize these risks by mitigating moral limits on the amount of benefits and certain disqualifying events reporting. Suicide, for example, usually means no benefits.

It seems that, the moral hazard by the health reform law does not take into account the introduction of new or directed in advance. On the one hand, creates the conditions that all Americans purchase health insurance or pay a financial penalty is a moral danger to anyone who examines the relative costs. Published studies show that in 2009 the average cost of health insurance was over 4800 $. In other words, pay the “average” person about $ 400 per month in health insurance premiums. After buying the new law, the penalty is not health insurance can be as high as $ 695, considerably less than the cost to complete the purchase. But the cost difference between the purchase of insurance against the mere payment of a penalty not the key to moral hazard. It is crucial that the new law prohibits insurers denied benefits for people with underlying medical conditions. There is no risk that a person is unable to obtain insurance when they became ill or injured. together with the lower costs of uninsured over there is a huge hole loop that is a moral hazard that will surely shared by many people, creates winners. Read more…

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Health Care Mandate – A Wolf In Tacky Clothing?

March 27th, 2011 No comments

Easily conceived as one of the most controversial legislation ever President Bill Barack Obama historic health care reform has met with resistance on many fronts, especially on the basis of the U.S. population. Many citizens it considers a coup unprecedented by our government, through the private insurers out of business power and lead to pave the way for a single-payer health system of government.

One of the most polarizing of the bill was to mandate either buy individual health insurance or pay a stiff fine. Almost immediately after passing the reform bill, more than twenty states have sought action against the constitutionality of the arrest warrant. The question: Can Congress now force U.S. citizens to criminal sanction for health insurance?

The first answer seems to be, “commerce regulate” yes, because not grant the Constitution, the government the authority, and because the government has long been a number of different economic activities, such as the financing regulated social security and Medicare through taxation, regulation and led to other companies or industries in which they inter-State trade.

Supporters of the mandate will tell you that the authority of Congress in trade clause, because the government has the power to regulate interstate commerce, he has memorized the electricity needs of individuals and. If maintained, this would be the first case in the history of the United States government requires all citizens of the Republic of activity. Read more…

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